Posts Tagged ‘business’

What is Precast Concrete Construction?

Friday, September 2nd, 2011

Precast concrete is the term used for concrete construction products that are made in molds under managed conditions and then shipped to construction sites. This process, first utilized in 1905, creates concrete products that are much better in quality and uniformity than standard concrete components that are poured and cured on-site. Because precast concrete products are created in controlled environments, there is increased management over quality and workmanship than can typically be found in outdoor concrete construction settings. By producing the products in precast plants, the concrete is afforded the opportunity to cure to exact specifications and the molds can be simply reused.

There are several advantages to working with precast concrete products in a construction project. These can include strength, durability, fire resistance, chemical resistance, aesthetics, low maintenance, safety and ease of instillation. Because precast processing plants specialize in concrete, they can offer a variety of shapes, sizes, colors and finished that can not be found in an on-site concrete development process. Because the molds used to create precast products can be reused many times, there is a reduction in overall construction costs . On top of that, because most precast products are designed and manufactured for simple connection, they save on labor costs as they can be lifted and installed into place in a short period of time .

Precast concrete products are now generally used worldwide for a large number of different applications. Municipalities use concrete products for waste water disposal and treatment and storm water drainage. Thousands of transportation structures like terminal buildings and platform risers have been erected worldwide using precast concrete construction products for almost 100 years. Other examples include   barriers for use in transportation construction zones, building walls, landscape retaining barriers, storm cellars, pump stations, cemetery vaults, communication vaults and containers for the storage of hazardous materials; just to name a few .

New home building is now making more use of precast concrete walls because they provide greater durability and lower manpower costs. Concrete walls can last longer than other types of home construction materials due to greater resistance to rot, insect damage and high winds. The walls can be of a single or double thickness which are made to exact specifications so they can be effortlessly installed. Double thickness walls are also called sandwich walls when they are created from two layers of concrete with a layer of insulation sandwiched in between.Because they are molded to actual specifications, concrete walls can also be made with door, window and pipe access openings already in place.

There is predicted to be a very significant increase in the use of precast concrete construction worldwide for the foreseeable future . Population increasesplus the depletion of other natural resources commonly used in construction, particularly in developing nations, will mean an greater use of precast concrete construction methods.

 

 

7 Mortgage Mistakes

Saturday, July 23rd, 2011

Shopping for a mortgage loan is one of the crucial steps every home needs to take before buying Baltimore Homes for Sale . But then again, it’s not always that borrowers or lenders get the best deal.  Something can go wrong and mortgage banking is not exempted from errors. Mortgage business is a highly profitable business with a great deal of leverage. However, they can still make mistakes as in very serious that they can go to jail or fined.  These mistakes could further result to stricter regulations in the lending industry.

Dean Harrington, on his article “The Seven Deadly Sins of Real Estate and Mortgage Lending,” wrote the seven deadly mistakes made in real estate and mortgage lending which have been prevalent ever since.  This report has been taken from the bank examiners and internal compliance auditor’s report from the most systemic violations in the real estate lending world today.

1. GFE or Good Faith Estimate is not delivered within three days, or if delivered is not filled out completely

2. Truth-in-Lending (TIL): ditto GFE, same issues

3. RESPA disclosures not in file

4. Servicing Disclosure Statement is not provided to applicants

5. HUD-1 figures do not match up with GFE

6. FHA Addendum to Application is not in file

7. Underwriting approval can’t be seen.

The same errors in mortgage are still happening even after years have past.  The blame must not be shouldered by the mortgage lenders alone because the borrowers are as guilty as charged.

1. Obtaining a mortgage if you don’t want to stay long.

2. No time to check and fic your credit.

3. Getting anything other than a fixed-rate mortgage.

4. Reject an FHA loan.

5. Borrowing too much money to purchase

6. Getting just one quote.

7. Not able to buy down your interest rate.

These mistakes are costly and disastrous which do not just affect the borrower’s pocket and credit rating, but the mortgage lender and the real estate market as well as. Perhaps you can’t do something about how the mortgage business is run even if the rules makes it hard for you to buy a Mesa AZ Real Estate , but it would pay off to be a responsible borrower who is well informed and is wise enough to stay clear of the pitfalls in mortgage before engaging in any mortgage transactions.

360 Condos Austin – Luxury Condo properties of Austin

Tuesday, July 19th, 2011

360 Condos Austin are the ultra modern, private and lavish skyscrapers built to give luxury and comfort inside the heart of Austin city. With its sleek, stunning and elegantly appealing design, and with most of the glass windows reflecting astonishing colorful lights, the 360 Condos Austin stands as the third tallest skyscraper in Austin. The 360 Condos is among the very best locations to live in Austin, built with car deck, dazzling swimming pool, living rooms with completely comfortable leather furniture, protection grill, and wall mounted Plasma property theatre on the 9th floor amenity deck, providing luxurious appeal to the living room.

The 360 Condos Austin is often a 44 storied skyscraper with 430 built-in residential units, offering 23 special flooring plans to choose from each having a gallery or patio, built-in the center of the city of Austin, having a fantastic view from where we can have a clear look of the capital city as well as the well-known Frost Bank from the balcony of the 360 Condos. Becoming proper inside the city center of Austin, the 360 Condos Austin is extremely close to the marketplace and storehouse districts, Republic Square as well as the walker overpass to the Hike and Bike trail.

The open floor plans of the Condos, arched ten foot ceilings and wide open areas give ample living space. Each and every and every single floor of the 360 Condos Austin is extremely richly developed with hardwood and granite floors with counter tops supplied for all rooms, sound proofing in all rooms avoiding disturbances, wireless security cameras for viewing the Condos, high-speed internet facility for all floors and round the clock tight security for the whole compound, spaced out from other men and women in the surroundings. Not just these, the 360 Condos Austin basements are equipped with centralized remote parking areas, having restricted entry in to the constructing and parking areas.

The club room is redesigned with Wi-Fi Kiosks & open-air living room. The fitness gym at 360 Condos is equipped with state of the art fitness centre with all the latest fitness and gym equipment, mini theaters are installed in total surround systems, providing the top entertainment to the customers. The most enormous and stunning aspect of the 360 condo Austin is the ninth floor, with facilities like outdoor living area with fire ditch, huge wall mounted plasma TV and luxurious leather mounted furniture.

This floor is also modified with a landscaped resort sized pool and top deck with poolside club room and cuisine kitchen with wet bar. There is also a huge theatre room with seating, hi-fi surround sound music systems and a 61 inch plasma TV, making all its customers enjoy an entertaining weekend.

The most effective part of the 360 Condos Austin is the views that individuals can enjoy from the terrace of the giant skyscraper. Once you go up, you can view Austin city from all the four directions. Men and women can have a view of the capital city, Ladybird lake water, Frost bank central downtown, hill country along with west Austin view and the water, all from the same place, providing the top sight for your eyes.

Make your hopes and dreams come alive with Rochester Minnesota Homes

Sunday, July 17th, 2011

Rochester is situated inside the state of Minnesota inside the United States and is situated on the banks of the Zumbro River. It is popularly identified as the residence of Mayo Clinic and is also the headquarters of the well-known IBM facility. If you’re planning to buy a residence in Rochester Minnesota, it means that that you aren’t just trying to find a place to stay but you are definitely in search of a household.

Rochester Minnesota homes are locations that individuals constantly have fond memories of and where it is possible to make your dreams come accurate. Purchasing Rochester Minnesota houses is a great technique to add to your assets and obtaining these homes is certain to be a dependable investment than putting your capital in small business or the stock marketplace as the prices of actual estate are soaring the globe over.
 
Rochester Minnesota Homes have been specially developed and developed to deliver fast, flexible and receptive management to produce an everlasting and ample supply of personnel housing in very good physical shape and sustainable neighborhoods via mutual efforts inside the greater Rochester area.

Buying Rochester Minnesota Houses will not only let you enjoy the much deserved relief and comfort but also assists you in generating tons of income within the long run.
The best way to pick the excellent Rochester Minnesota Houses?

Rochester Minnesota homes are the perfect place where it is possible to create up on pleasant memories. They’re the houses which are the proper selections. Apart from the financial aspect of getting Rochester Minnesota Houses, you will discover other aspects also that have to be taken into consideration. To be able to do so, you must pick out the excellent Rochester Minnesota Homes real estate agent in ensuring whether the household you want is perfectly created and nicely suited for all your needs.

They are the perfect people who will know all the details and ensure that the Rochester Minnesota dwelling you choose does not have any unseen faults that might otherwise price you a good deal inside the future. Getting Rochester Minnesota Houses is usually regarded as a terrific technique to grow your assets, and it’s incredibly secure to put your hard earned money in these homes as opposed to in stocks.

By investing in the obtain of Rochester Minnesota Homes, you’ll not merely gain capital but also get tax compensation.

Actual estate agents make purchasing Rochester Minnesota Homes straightforward
Buying Rochester Minnesota Homes appears to be a huge undertaking but this may be accomplished by utilizing the services of a qualified Rochester real estate agent. They are able to be actually trusted and becoming skilled specialists they are able to guide you through the entire Rochester Minnesota Houses purchasing encounter and support you in acquiring the best houses. Correct from discovering the ideal Rochester Minnesota homes to fixing the price, the Rochester real estate agents can make things very simple and quick.

Getting hold of the proper agent is frequently the key to acquiring the common Rochester Minnesota Houses. These skilled experts will likely be there for you even when the deal is closed.

Real Estate in Istanbul’s Western Suburbs Boosted by New Metrobus Connection

Friday, July 15th, 2011

Property in the already up and coming suburb of Beylikdüzü on the western side of Istanbul is about to receive a further boost with the future launch of a new Metrobus connection to the center of Istanbul.

Due to open in 2011, the Metrobus line will operate between SöÄŸütlüçeÅŸme, a district on the Asian side, and Beylikdüzü, transporting over 1 million commuters every day stated the city’s Mayor, boosting property demand and in turn prices because of the increased accessibility.  

Istanbul Metropolitan Municipality has allocated a budget of TL 100 million (£50 million) to complete the fourth phase of the Metrobus project with the service having 10 new stops, underground stations and the terminal at Beylikdüzü located in a large square which will become a focus of the area in its own right.

Steven Worboys, Director of Experience International, the Istanbul property experts, comments,

“We are delighted to hear that the plans for the new Metrobus line are now in action. Work is to start in the next few months and within a year it will now be even easier for the rapidly increasing population of Beylikdüzü, at the moment at 186,000, to commute into the center of Istanbul.”

Beylikdüzü is already one of the fastest growing suburbs of Istanbul with the population expected to increase to 1 million over the next five years. Situated within the Büyükçekmece county, Beylikdüzü is popular with middle-income Istanbullians who are eager to benefit from living in a well serviced and nice district away from the overcrowded Central Business District.

There is a nearby seaside resort, only a 10 minute drive away which is one of the most popular day and weekend break locations for the local residents of Istanbul.

The district is also very near to the 2 major motorway routes that go straight into central Istanbul. Ataturk International Airport is 20 minutes away and the new Silivri International Airport will only be a 10 min drive.

In addition to the new Metrobus line, the metro train system is also due to be completed by 2011 with a number of stations in the Beylikdüzü area.

So therefore access to the area itself for both Istanbul residents and people from further away including foreign visitors is very good.

In response to sustained local demand, the building of residential real estate is well underway in Beylikdüzü with top quality developments such as the Istanbul apartments of No1 Knightsbridge being construction.

As Steven Worboys observes,

“The European districts of Istanbul have evolved into a hotspot for new residential developments. Property values have been steadily increasing in Beylikdüzü and the news of the improved accessibility combined with the access to property finance has enabled many additional investors to take advantage of this excellent opportunity for good capital gain as well as rental income.”

The apartmentsThe 1, 2 and 3 bedroom Istanbul apartments of No1 Knightsbridge are available with an initial investment of only £23,250 with the 70& loan to value mortgage for EU buyers. Only a couple of sea view apartments are left so for full details please contact Experience International call + 44 (0) 207 321 5858 or visit Exprience-International.com.

What Are the Advantages of Buying a Business for Sale by Owner?

Friday, July 1st, 2011

FSBO or businesses for sale by owners defined

Numerous entrepreneurs today put up their businesses for sale. Some prefer the services offered by a business broker. In hiring a business broker, you will be able to save time and effort. Working like a realtor in real estate industry, business brokers get paid by commission. Apart from the seller, the buyers also benefit a lot from businesses for sale by owner. Buying a business is easy when you know where to look. Check out GlobalBX.com – they have over 36,618 businesses and franchises for sale. Best of all it’s a FREE site! 

The advantages in choosing businesses for sale by owner

If you are interested to buy a business for sale by owner, the following are the benefits you can expect based on the different aspects of FSBO:

The selling price – There are FSBO offers as many sellers do not like to pay commission to business brokers. Note that actual market value already has a sales commission. For instance, B company is being offered for sale at $250,000 with 10 percent broker commission. As such, the seller only sees $225,000 from that sale. The buyer may ask the seller to divide the difference if the latter does not want to agree on such lowered price. With this, the buyer may get a $12,500 savings.

The equipment – Almost all businesses for sale by owner cover equipment and other tools used in operation. It can be a big hassle for the buyer to spend additional money on replacing computers, printers, fixtures, and furniture. Since these items were purchased by the business owner probably at the start of the business years ago, the buyer can ask for lower residual value compared to the rates a business broker might indicate. In an FSBO transaction, the seller is expected to include all current equipment in the sale. A business broker, on the other hand, demands for the buyer to pay up the fair-market value of all equipment included in the contract.

Inventory – With a business for sale by owner, the buyer can acquire items and equipment that are priced below market resale value, and the seller can get rid of equipment in his business as fast as possible.  

On financing – Not all buyers can buy a business outright. If your resources are not enough to buy a business, you will probably have to secure financing assistance. Financial assistance for purchasing a business usually comes from a credit union or from a bank. You may also consider borrowing money from relatives and friends; using your retirement fund; or looking for an investor or partner. As for the case of small business for sale by owners, financial assistance is provided by the seller. Almost all FSBO businesses you can find these days offer seller financing. The rate is usually below the market’s current rate. Also, the payment terms of small businesses for sale by owners are more reasonable than what banks typically offer.  

Expertise – It is expected from a business owner to know his company, clients, and industry by heart. Most sellers are willing to stay in the business for a while to assist the new owner to adjust in the company. Ask the seller for essential advice regarding the business and the industry. Of course, who else is a better person to ask regarding an FSBO business than the seller himself, right? Asking for the seller’s advice can help you in successfully purchasing a business for sale by owner.

GlobalBX.com provides a FREE business for sale exchange connecting business buyers, sellers and lenders.  Search over 36,618 small business opportunities and franchise opportunities.  Sell your business for sale for free with no listing fees and zero commissions.  Contact over 300 lenders instantly” and get financing for businesses and commercial real estate.

Just Launched – Holiday Inn Canary Wharf

Thursday, June 30th, 2011

The hotel market in London is still one of the strongest in Europe outperforming Rome, Berlin, Madrid, Amsterdam & Berlin.

The global hotel brand, Holiday Inn has identified the significant demand for good accommodation in the Capital and is therefore partnered on a new high yielding hotel room investment opportunity.

Holiday Inn Canary Wharf

Operating with the Holiday Inn brand, the hotel will be the flagship Holiday Inn in Canary Wharf for the globally renowned Intercontinental Hotel Group.

Currently you can invest in a room pre-launch at 30% under RICS valuation therefore providing security against any short term price fluctuation and benefitting from the anticipated capital growth forecasts. RICS is the body in the UK responsible for professional conduct and qualification of Chartered Surveyors

Prime location in one of Europe’s premier financial districts

The prime location on West India Dock Road and directly opposite Westferry Road DLR station further enhances the credibility of this development and when completed the hotel will form an iconic landmark in this prime financial district of London.

The 4* Holiday Inn Canary Wharf will be operational in Q4 2011 and as an official Olympic partner, Holiday Inn Canary Wharf will be a feeder hotel for the much anticipated games.

As the room rates increased the value of the property will also increase. This will be an important factor that drives the financial growth of the investment over and above the normal growth rate in the area. As the property receives a higher income it becomes more and more valuable and saleable year on year.

Owning a hotel room in the Holiday Inn Canary Wharf is a hassle free investment allowing you to benefit from attractive financial and capital growth and returns achieved from the thriving London Hotel Market.

For more information please visit HolidayInnCanaryWharf.co.uk to access the investor report.

Taking Care Of Your Shopping Center

Monday, June 27th, 2011

People that invest in shopping centers know how profitable they can be. Small businesses are constantly opening and these people need a place to operate. Unfortunately, with the down turn in the economy, many companies have gone out of business. This has dramatically increased the competition between shopping centers. Renters are going to their shopping center owners and demanding reduced rental fees on the threat that they will move.

Luckily, shopping center owners can do things to minimize the chances of these things happening. One of the best things to do is to make your shopping center better than all the ones around you. One way to do this is by simply maintaining it better. This includes things like pothole repairs, landscaping, and sign maintenance. In this article I’ll go into a little more detail on how to improve in these three areas. I’ll also tell you where you can go to get some of your asphalt work done.

Firstly, your shopping center parking lots need to be completely devoid of potholes.
You don’t want potential customers leaving before they’ve even parked. If you see a pothole, get an asphalt patch on it right away. This will make sure that the pot hole does not get bigger and you do not have to spend more cash on it than necessary.

Next, you will want to make certain your signs are doing what they were intended to do. What I mean by this is you want them to attract customers for the businesses in your shopping center. The signs must be easily seen by all highways leading into your center. Furthermore the lights ought to always be working and the words should all be spelled correctly.

The signs are also important for getting your business advertised. You can always put something on there that says, space available. This way when business owners drive by, they’ll know you have something to offer them.

Lastly, you will need to make sure that all of your landscaping is taken care of. Make sure the grass is neatly trimmed and that it is not full of weeds. You’ll also want to make sure you don’t have any patches of dirt. Always be on the lookout for grubs or other things that might be trying to destroy your grass.

Any trees or bushes should also be taken care of. Unruly bushes let people know that nobody is taking care of the shopping center. Also trees can be a big liability. You’ll want to make sure that none of the trees are damaged. We can argue all day about whether or not somebody hears a tree when it falls in the woods, but when it falls on a car, somebody is sure to hear it.

There are many other things you can do to make sure you make money off of your shopping center investments, but this is a good place to start.

 

You’ll want to contact a few companies to help you with your maintenance. A good place to start is Dr Pothole. They have lots of pothole patching equipment and can quickly and easily fix any potholes you might have.

Holiday Inn Canary Wharf – Hotel Room Investment

Thursday, May 5th, 2011

Experience International the leading overseas property experts recently introduced a new UK exclusive pre-release opportunity to invest in a hotel room in a new Holiday Inn the Canary Wharf area of London.

Statistics show that London’s hotel market is one of Europes strongest in terms of Revenue per available room (RevPAR) continuing to outperforming Rome, Madrid, Brussels, Berlin and Amsterdam over the past few years.
Source IHG

The global hotel brand, Holiday Inn has identified the large demand for quality accommodation in the Capital and is therefore partnering on this high yielding new hotel investment opportunity.

Holiday Inn Canary Wharf  – Flagship Hotel

Owner of the Holiday Inn Brand IHG (Intercontinental Hotels Group) have designated <b>Holiday Inn Canary Wharf</b> as their flagship hotel in Docklands.

The 4* hotel will be operational in Q3 2011 and as an official Olympic partner, Holiday Inn Canary Wharf will be a feeder hotel for the Olympic games.

“The London Docklands area is to be the focus of much investment over the next two years in preparation for the 2012 Olympic Games.”
Wall Street Journal, Market Watch, 2010

“Two decades after Canary Wharf arrived on the map as a business district the area is finally maturing into an attractive residential neighbourhood, with shops, a round-the-clock social scene and, above all, improving transport links… The 2012 Olympics will shine an international spotlight on the area, and still to come are the
“legacy” benefits of better infrastructure and facilities.”

Evening Standard, Homes & Property, 2009

Holiday Inn Canary Wharf presents an exciting opportunity for you to own prime Londonproperty at 30% below RICS valuation. Capitalising on the world renowned Holiday Inn brand

For further details and to receive an investor prospectus go to HolidayInnCanaryWharf.co.uk

Problems in Real Estate

Wednesday, April 27th, 2011

 

So you have been thinking about selling your property but have been listening to the media and have decided not to sell. Or maybe you still want to sell your property but you are not sure on what to do and how to do it in today’s market. We have been hit by the changes in the market. It has in fact slowed and gone flat and many spout gloom and doom. I thought I would share a few positive thoughts on one of the main things a seller is up against.

With tens of thousands of forclosures out there, this is absolutly terrible for the overall status of the property department. That foreclosure is out there at a price well below market. It may even be priced 50% less than market value. If that home happens to be anywhere near yours then, your value just took a hit. Now that forclosed home selling at an unrealistically cheap price in compatition for you if you decide you would like tel sell your home. You have to match price or at the very least be close to the sales price of the property. Even once the home sells, it will cause future issues with the market being able to look at the sell price of the surrounding area, offering an overall degrade in asking value for the neighborhood.

Sounds bad right? Well it can be bad but if you get creative you can still command a fair price for your property in a down market. Or some would say a buyers market. Personally I like to think of it as a buyers market with no buyers since very many of them have low scores.Let’s get back to being creative on getting that price. Try appealing to to the customer himself instead of the agent. If you were to design a real estate sign, you could search for sign phoenix, or sign arizona, or even signs az for different sign companies that let you design your own signs. Get creative and attack the market!